Dubai, UAE, November 27th, 2025, FinanceWire
Mutuum Finance (MUTM) has announced that its Phase 6 presale is nearing completion, with 99% of tokens already allocated. The project is preparing to transition to Phase 7, which will introduce a scheduled 20% token price increase. Development efforts remain ongoing in parallel, with a public testnet launch planned for Q4 2025. The presale milestone is being monitored by market participants observing early-stage blockchain initiatives.
Mutuum Finance’s Upcoming Price Increase
Mutuum Finance is now in Phase 6, priced at $0.035, and the stage is nearly fully allocated. Once the remaining tokens are sold, the presale will automatically shift into Phase 7, where the token price rises to $0.04, reflecting a 20% step-up.
Since opening its presale in early 2025, the MUTM token has progressed from $0.01 in Phase 1 to its current price—marking a 250% rise during the structured, multi-stage offering. According to its tokenomics, the official launch price is set at $0.06, which represents nearly a 2x increase from today’s valuation.
Presale activity has remained consistent, and Mutuum Finance has now raised over $19 million, attracting more than 18,200 holders to date. The growing participation has accelerated the movement through the current phase, leaving a limited window before the next price tier activates.
Another factor contributing to participation is convenience. The team recently confirmed that MUTM can now be purchased using debit or credit cards, in addition to crypto transfers. A step-by-step guide has been published on the project’s X account to help new participants enter the presale more easily.
Mutuum Finance also operates a daily 24-hour leaderboard, which tracks incoming transactions during each cycle. The user with the highest contribution within that window receives a $500 MUTM reward, adding an additional layer of engagement without altering the project’s underlying structure.
Development Progress and Halborn Audit Review
Beyond the presale, Mutuum Finance continues to work on the core protocol itself. The team announced that Halborn Security—a well-known blockchain auditing firm—is currently reviewing the project’s lending and borrowing contracts. The codebase has been finalized for audit, and once the review concludes, the team may confirm the exact launch date for its V1 protocol, expected to go live on the Sepolia testnet in Q4 2025.
The V1 release will introduce the project’s foundational features, including its liquidity pool, mtToken system, collateralized borrowing mechanics, interest-rate logic, and automated liquidator bot. Initial asset support will include ETH and USDT, with more integrations planned as the protocol expands.
This aligns with the broader roadmap, which includes four total phases. Mutuum Finance has already completed Phase 1, and the project is now actively building through Phase 2, covering smart-contract development, front-end and back-end infrastructure, and the initial risk parameter framework. With a significant portion of Phase 2 already underway, the project is moving closer to the transition into Phase 3.
According to the roadmap, the platform is intended to go live around the time the token launches. This overlap may increase MUTM’s visibility and strengthen the possibility of being considered for major exchange listings, particularly as exchanges often favor tokens backed by working products rather than speculative concepts. Having a functional platform at launch may also provide additional long-term support for the token’s market performance.
As Phase 6 approaches 99% completion, Mutuum Finance is nearing its next price adjustment and preparing for a new stage in its presale cycle. With over $19 million raised, progress through its development roadmap, the Halborn audit underway, and a Q4 testnet on schedule, the project continues to draw interest from those tracking early-stage DeFi platforms. The shift to Phase 7 may occur at any moment, marking another milestone as Mutuum Finance moves toward its planned platform launch.
About Mutuum Finance (MUTM)
Mutuum Finance (MUTM) is a decentralized lending and borrowing protocol built around non-custodial smart contracts, pooled liquidity markets, a P2P lending layer, and mtTokens—interest-bearing receipts that grow in value as borrowers repay interest. The platform is moving through a four-phase roadmap, with the V1 testnet scheduled for Q4 2025 and active security reviews from CertiK and Halborn Security. Mutuum Finance aims to provide a practical and user-focused DeFi environment as it advances toward full launch.
For more information about Mutuum Finance (MUTM), users can visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance