Dubai, UAE, December 1st, 2025, FinanceWire
Mutuum Finance (MUTM), a decentralized lending protocol currently in development, is nearing the end of Phase 6 of its presale. With the allocation close to fully sold out at $0.035, the project is entering a decisive moment as it prepares for its next pricing stage. The team continues releasing development progress on X and advances toward its scheduled product milestones for 2025.
Presale Approaches Full Allocation
Mutuum Finance’s presale is now in its final stretch of Phase 6, with only a small percentage of tokens remaining at the $0.035 price point. Out of the 4 billion total tokens, the project allocated 1.82 billion for the presale. More than 800 million tokens have already been purchased—meaning nearly half of the entire presale allocation has been claimed by early participants.
With Phase 6 approaching 100% completion, the next stage—Phase 7—will automatically lift the token price by 20%, moving it from $0.035 to $0.04.
Recent Development Updates Shared by the Team
In recent statements on X, the Mutuum Finance team confirmed several updates related to both security and development:
- The Halborn Security audit is underway following the completion of the core lending and borrowing contracts.
- The team reiterated that the V1 protocol testnet on Sepolia is scheduled for Q4 2025, with further announcements planned once the audit progresses.
- Additional weekly progress notes show continued work on risk parameters, front-end components, and the infrastructure needed for the upcoming testnet.
These updates have helped the project expand its community presence during the presale.
Mutuum Finance’s Development
Mutuum Finance is developing a decentralized, non-custodial lending system intended to give users transparent access to liquidity without relying on centralized intermediaries. The platform combines a pooled lending market with a peer-to-peer layer, allowing different types of assets to be used across structured or flexible lending environments.
When users deposit assets into Mutuum’s pooled markets, they receive mtTokens—interest-bearing receipts that increase in redeemable value as borrowers repay interest into the protocol. This model allows depositors to earn yield without manual management or reinvestment steps.
Mutuum Finance also integrates a buy-and-distribute mechanism. A portion of the protocol’s fees will be used to buy MUTM tokens on the open market. These tokens are then distributed to users who stake mtTokens in the safety module. This design links token demand directly to platform activity, offering a long-term sustainability model based on real protocol usage.
Future Development Plans
Beyond the V1 testnet, Mutuum Finance is planning features including:
- An on-demand USD-pegged stablecoin, minted and burned through the borrowing engine
- Layer-2 expansion to enable faster transactions and lower fees
- Additional markets for both pooled and P2P lending options
These additions are intended to broaden ecosystem utility as the platform matures.
With Phase 6 close to fully sold out and a 20% price increase scheduled for the next stage, Mutuum Finance is entering an important phase of its presale. The upcoming testnet release, active Halborn audit, and ongoing roadmap progress continue to draw attention as the project moves toward its next development milestones. As availability at $0.035 narrows, community interest is expected to remain strong leading into Phase 7.
About Mutuum Finance (MUTM)
Mutuum Finance (MUTM) is a decentralized lending and borrowing protocol focused on providing a streamlined, non-custodial approach to accessing on-chain liquidity. The system features pooled lending, P2P markets, mtToken-based yield, and a long-term economic model built around buy-and-distribute token mechanics. The project has completed an audit with CertiK, is undergoing a full review by Halborn Security, and is preparing for its V1 testnet launch in Q4 2025. Mutuum Finance is designed to deliver a scalable and user-focused DeFi experience as it moves toward its mainnet rollout.
For more information about Mutuum Finance (MUTM), users can visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance