Fort Lauderdale, FL, September 15th, 2026, FinanceWire
AD Mortgage, a leading wholesale lender in the United States, today introduced a new Lender-Paid Rate Buydown option, giving mortgage professionals greater flexibility to help eligible homebuyers lower their initial monthly payments without relying on contributions from sellers, builders or other third parties.
The new option is designed to help AD Mortgage partners structure more competitive purchase offers while supporting borrowers with a more affordable start to homeownership. In addition, AD Mortgage has extended its Temporary Rate Buydown promotion, offering an additional 50 basis points in enhanced pricing on eligible loans locked through September 30, 2026.
Lender-Paid Rate Buydowns are available through the Wholesale, Non-Delegated, Correspondent Plus and Delegated channels for eligible purchase and rate-and-term refinance transactions on primary residences and second homes. Eligible programs include Conventional Fixed (DU-eligible), 30-Year Fixed Apex Prime*, Super Prime, and Prime. The additional 50 bps Buydown Promo does not apply to the Delegated channel or Apex Prime program. Additional eligibility requirements apply.
“Purchase affordability remains one of the biggest challenges facing borrowers today,” said Max Slyusarchuk, CEO of AD Mortgage. “Our new Lender-Paid Rate Buydown option gives mortgage professionals another flexible way to structure competitive purchase loans without depending on seller or builder contributions. Together with the extended pricing promotion for eligible loans, it can help more borrowers ease into homeownership and help our partners win more purchase business.”
Key highlights include:
- Availability through the Wholesale, Non-Delegated, Correspondent Plus and Delegated channels
- Eligibility for purchase and rate-and-term refinance transactions
- Availability for primary residences and second homes
- Programs: Conventional Fixed (DU-eligible), 30-Year Fixed Apex Prime*, Super Prime, Prime
- An additional 50 bps in enhanced pricing on eligible Temporary Rate Buydowns locked through September 30, 2026; the promotion excludes Apex Prime and Delegated-channel loans
Partners can create an eligible purchase loan in the AIM Partner Portal and select a Lender-Paid Buydown Plan in Products & Pricing. For loans eligible for the additional 50-bps Buydown Promo, partners must lock the loan by September 30, 2026; the pricing incentive will be applied automatically to eligible locks. Additional eligibility requirements apply.
The new Lender-Paid Rate Buydown feature delivers the flexibility and support that reinforce AD Mortgage’s commitment to being the Lender of Choice for mortgage professionals.
For more information, users can visit https://admortgage.com/.
About AD Mortgage
As a premier direct mortgage lender, AD Mortgage offers a full spectrum of Conventional, Government, and Non-QM loan products with 24-hour turnaround times and some of the most competitive rates in the industry. In addition to their AD Power Jumbo loan product, AD Mortgage offers programs for Prime borrowers, Foreign National borrowers, as well as borrowers with imperfect credit histories. Programs with no income verification are also offered for investment property loans.
The company offers free concierge services, bank statement reviews, marketing tools and resources, and more to support the brokers they serve. In 2025, AD Mortgage received several prestigious industry awards, including HousingWire Vanguard Award, PROGRESS in Lending’s Lending Luminary Award, National Mortgage Professional’s Legend of Lending Award, HousingWire Industry Titan Award. This year, the company was also featured in CBS, Bloomberg, and Inc., underscoring its growing influence and leadership in the mortgage industry.
AD Mortgage is an Equal Housing Lender. NMLS ID #958660. 899 W Cypress Creek Rd, Fort Lauderdale, FL 33309. For important disclosures and state licensing information: